Prosper · Collin County, TX
Mortgage lender in Prosper, TX.Reachable, every step.
I'm David Nguyen — Mortgage David — a Senior Loan Officer with Premier Lending helping families buy in Prosper. Searching for a mortgage lender near you usually means you want two things: honest numbers and someone who picks up. That's what I do.
A local mortgage lender for Prosper buyers and homeowners
Most of my Prosper clients are buying for the long haul — bigger lot, better commute trade-off, Prosper ISD schools. That deserves more than a rate quote. We look at the full monthly payment, taxes and any MUD or PID assessments in the community you're considering, so the number you plan around is the real one.
Lending since 2018, I built my business around follow-up. You'll get my cell, same-day answers, and a portal that shows exactly where your loan stands and who is touching it. Your agent gets the same visibility, which is why so many of my referrals come from agents working Prosper new construction and resale.
New build with a long timeline? Selling your current home while you buy? Self-employed income? Those are the files where an early conversation saves weeks. Call before you're under contract and we'll build the plan first.
Call or text (214) 794-9100 and you'll talk to me, not a queue.
Neighborhoods I lend in
- Windsong Ranch
- Star Trail
- Lakes of La Cima
- Whitley Place
- Whispering Farms & Prosper ISD neighborhoods
- Gentle Creek
- Legacy Gardens
Prosper is a specialty, not a boundary. I finance homes throughout Collin and Denton Counties and across the wider Dallas–Fort Worth Metroplex.
(214) 794-9100Payment calculator
Estimate your monthly payment in Prosper
Run the numbers on a Prosper purchase yourself — price, down payment, rate, taxes, insurance and HOA. Adjust anything; nothing here is locked to a sales script.
Estimated monthly payment
$3,881
Loan amount $440,000 · 30-year term at 6.5%
- Principal & interest
- $2,781
- Property taxes (estimate)
- $825
- Homeowners insurance
- $200
- HOA dues
- $75
Estimates only, for planning. Not a loan approval, rate quote, or commitment to lend. Actual rate, taxes, insurance, and mortgage insurance depend on your credit, the property, and current market pricing. Want the real number? Call or text me at (214) 794-9100 and I'll price it out for you.
Why Prosper clients and agents keep calling me back
I answer the phone
No call centers, no 1-800 hand-offs. You get my cell and you get me — evenings and weekends included.
See your file anytime
You and your agent get portal access showing the exact stage of your loan, who is working on it, and how to reach them.
Everyone stays updated
Scheduled updates to you, your buyer's agent, the listing agent and title so nobody is guessing what happens next.
Details handled early
I sweat the underwriting details up front so surprises don't show up a week before closing.
Who I help in Prosper
Move-up families
Buying the next house while selling the current one is a timing problem more than a loan problem. We'll sequence it so you're not making decisions under pressure.
New construction buyers
Builder timelines shift. I stay in front of your lock strategy, appraisal and final approval so a delayed completion date doesn't turn into a scramble.
Luxury and jumbo-priced homes
Larger loan amounts mean more documentation and more eyes on the file. I gather what underwriting will want before they ask for it.
First-time buyers in Prosper
Prosper price points intimidate a lot of first-time buyers. We'll walk through what's realistic, what the down payment actually needs to be, and where you have room.
Lending across the Dallas–Fort Worth Metroplex
Prosper is home turf, but my work isn't limited to it. I finance homes throughout North DFW and the wider Metroplex — and if your purchase sits outside it, call me anyway and I'll tell you straight whether I can help.
Let's talk
Call or text me. I'll pick up.
Whether you're two years out or under contract tomorrow, one conversation will tell you exactly where you stand.
(214) 794-9100Prefer to text? Send me a message