Allen · Collin County, TX
Mortgage lender in Allen, TX.No chasing. No guessing.
I'm David Nguyen — Mortgage David — a Senior Loan Officer with Premier Lending. Allen buyers are usually competing for well-kept homes in strong school zones, and the winning offer is almost always the one with financing that holds up. That's the part I take off your plate.
A local mortgage lender for Allen buyers and homeowners
Allen's inventory moves quickly and most of it is resale, so sellers pay attention to how credible your pre-approval looks. I underwrite your file up front so your agent can present it with confidence.
You'll get portal access showing exactly where your loan stands, and your agent, the listing agent and title get scheduled updates too. Nobody has to call around to find out what's happening.
Whether it's your first home, a move-up within Allen ISD, a refinance, or an investment purchase, the service level doesn't change and neither does the phone number.
Call or text (214) 794-9100 and you'll talk to me, not a queue.
Neighborhoods I lend in
- Twin Creeks
- Bethany Lakes
- Star Creek
- Watters Crossing
- Cottonwood Bend & Suncreek
- Allen ISD neighborhoods
Allen is one part of my market — I finance homes across North DFW and the wider Dallas–Fort Worth Metroplex.
(214) 794-9100Payment calculator
Estimate your monthly payment in Allen
Run the numbers on a Allen purchase yourself — price, down payment, rate, taxes, insurance and HOA. Adjust anything; nothing here is locked to a sales script.
Estimated monthly payment
$3,881
Loan amount $440,000 · 30-year term at 6.5%
- Principal & interest
- $2,781
- Property taxes (estimate)
- $825
- Homeowners insurance
- $200
- HOA dues
- $75
Estimates only, for planning. Not a loan approval, rate quote, or commitment to lend. Actual rate, taxes, insurance, and mortgage insurance depend on your credit, the property, and current market pricing. Want the real number? Call or text me at (214) 794-9100 and I'll price it out for you.
Why Allen clients and agents keep calling me back
I answer the phone
No call centers, no 1-800 hand-offs. You get my cell and you get me — evenings and weekends included.
See your file anytime
You and your agent get portal access showing the exact stage of your loan, who is working on it, and how to reach them.
Everyone stays updated
Scheduled updates to you, your buyer's agent, the listing agent and title so nobody is guessing what happens next.
Details handled early
I sweat the underwriting details up front so surprises don't show up a week before closing.
Who I help in Allen
First-time buyers
A clear picture of your payment, down payment and closing costs before you tour — so you shop with numbers you trust.
Move-up buyers in Allen ISD
Staying in the district but needing more room? We time the sale and the purchase so you aren't carrying two payments or scrambling for a rental.
Refinancing homeowners
If a refinance makes sense, I'll show you the break-even honestly. If it doesn't, I'll tell you that instead of selling you one.
Investors
Rental purchases in Allen come with different reserve and down payment rules. I confirm them before you're locked into a contract.
Lending across the Dallas–Fort Worth Metroplex
Allen is home turf, but my work isn't limited to it. I finance homes throughout North DFW and the wider Metroplex — and if your purchase sits outside it, call me anyway and I'll tell you straight whether I can help.
Let's talk
Call or text me. I'll pick up.
Whether you're two years out or under contract tomorrow, one conversation will tell you exactly where you stand.
(214) 794-9100Prefer to text? Send me a message