Frisco · Collin County, TX
Mortgage lender in Frisco, TX.You call, I answer.
I'm David Nguyen — Mortgage David — a Senior Loan Officer with Premier Lending working with Frisco buyers, homeowners and real estate agents every day. If you searched for a mortgage lender near you, here's the short version: you'll get a real person, a straight answer on what you can buy, and updates you don't have to chase.
A local mortgage lender for Frisco buyers and homeowners
Frisco moves fast. Homes go under contract while buyers are still figuring out their numbers, and sellers here expect a pre-approval they can trust. I get you fully pre-approved before you tour, so your offer looks as strong as it actually is.
I've been lending since 2018, and my business is built on the complaint I heard over and over from buyers and agents: nobody calls back. So that's the standard I hold myself to. You get my cell, you get answers the same day, and you get the truth about your file even when it isn't the easy answer.
Whether it's your first home off Legacy Drive, a move-up in a west Frisco master-planned community, a condo, an investment property, or a relocation from out of state for a job in the Frisco corporate corridor, we'll structure the loan around your plans — not the other way around.
Call or text (214) 794-9100 and you'll talk to me, not a queue.
Neighborhoods I lend in
- Phillips Creek Ranch
- Newman Village
- Starwood
- The Grove Frisco
- Frisco Lakes
- Panther Creek & Frisco ISD neighborhoods
- Richwoods & Shaddock Estates
Buying elsewhere in Collin County or anywhere across North DFW — Plano, McKinney, Allen, Denton County and beyond? Same lender, same service.
(214) 794-9100Who I help in Frisco
First-time buyers
We start with what you can comfortably afford — not the maximum a calculator spits out — then map the down payment, closing costs and monthly payment in plain English before you write an offer.
Move-up and luxury buyers
Higher price points bring more moving parts: appraisals, bonus and self-employed income, timing a sale against a purchase. That's the work I like most, and I do it early.
Relocating to Frisco
Moving in for work? We can get you pre-approved and closing-ready before you land, and coordinate directly with your agent and title so a long-distance close still feels simple.
Condos and investment property
Condo financing and investment purchases both have rules that surprise people late in the process. I check them up front so your contract timeline holds.
Payment calculator
Estimate your monthly payment in Frisco
Run the numbers on a Frisco purchase yourself — price, down payment, rate, taxes, insurance and HOA. Adjust anything; nothing here is locked to a sales script.
Estimated monthly payment
$3,881
Loan amount $440,000 · 30-year term at 6.5%
- Principal & interest
- $2,781
- Property taxes (estimate)
- $825
- Homeowners insurance
- $200
- HOA dues
- $75
Estimates only, for planning. Not a loan approval, rate quote, or commitment to lend. Actual rate, taxes, insurance, and mortgage insurance depend on your credit, the property, and current market pricing. Want the real number? Call or text me at (214) 794-9100 and I'll price it out for you.
Why Frisco clients and agents keep calling me back
I answer the phone
No call centers, no 1-800 hand-offs. You get my cell and you get me — evenings and weekends included.
See your file anytime
You and your agent get portal access showing the exact stage of your loan, who is working on it, and how to reach them.
Everyone stays updated
Scheduled updates to you, your buyer's agent, the listing agent and title so nobody is guessing what happens next.
Details handled early
I sweat the underwriting details up front so surprises don't show up a week before closing.
Lending across the Dallas–Fort Worth Metroplex
Frisco is home turf, but my work isn't limited to it. I finance homes throughout North DFW and the wider Metroplex — and if your purchase sits outside it, call me anyway and I'll tell you straight whether I can help.
Let's talk
Call or text me. I'll pick up.
Whether you're two years out or under contract tomorrow, one conversation will tell you exactly where you stand.
(214) 794-9100Prefer to text? Send me a message