Little Elm · Denton County, TX
Mortgage lender in Little Elm, TX.Real answers, fast.
I'm David Nguyen — Mortgage David — a Senior Loan Officer with Premier Lending. Little Elm and the Lake Lewisville corridor give buyers some of the most attainable new construction in North DFW, and I help you figure out what that actually costs each month before you commit.
Who I help in Little Elm
First-time buyers
Down payment options, closing costs and what your actual monthly payment looks like — explained once, in plain English, before you tour anything.
New construction buyers
Builder incentives, rate-lock windows and MUD or PID assessments all affect your payment. I put the real numbers in front of you.
Families moving from Dallas or Fort Worth
Trading a smaller in-town home for more space out here is common. We line up the sale and the purchase so both close cleanly.
Investors and lake-area second homes
Second-home and rental financing carry different requirements. You'll know them before you write an offer.
Financing homes in Little Elm — and across North DFW
A lot of Little Elm buyers are stretching from renting into owning for the first time. We start with the monthly payment you're comfortable with — including taxes, insurance and HOA — and work backward from there.
New construction and master-planned communities here often come with builder incentives and MUD or PID assessments that change the real cost of ownership. I explain those up front so the payment you plan for is the payment you get.
Since 2018 my business has run on being reachable. You get my cell, same-day answers and a portal showing exactly where your loan stands.
Call or text (214) 794-9100 and you'll talk to me, not a queue.
Neighborhoods I lend in
- Union Park
- Valencia on the Lake
- Paloma Creek & Paloma Creek South
- Sunset Pointe
- Lakewood Village & the Lake Lewisville shoreline
- Little Elm ISD and Denton ISD neighborhoods
Little Elm sits on the Denton County side of my market — I finance homes across North DFW and the greater Dallas–Fort Worth Metroplex.
(214) 794-9100Why Little Elm clients and agents keep calling me back
I answer the phone
No call centers, no 1-800 hand-offs. You get my cell and you get me — evenings and weekends included.
See your file anytime
You and your agent get portal access showing the exact stage of your loan, who is working on it, and how to reach them.
Everyone stays updated
Scheduled updates to you, your buyer's agent, the listing agent and title so nobody is guessing what happens next.
Details handled early
I sweat the underwriting details up front so surprises don't show up a week before closing.
Payment calculator
Estimate your monthly payment in Little Elm
Run the numbers on a Little Elm purchase yourself — price, down payment, rate, taxes, insurance and HOA. Adjust anything; nothing here is locked to a sales script.
Estimated monthly payment
$3,881
Loan amount $440,000 · 30-year term at 6.5%
- Principal & interest
- $2,781
- Property taxes (estimate)
- $825
- Homeowners insurance
- $200
- HOA dues
- $75
Estimates only, for planning. Not a loan approval, rate quote, or commitment to lend. Actual rate, taxes, insurance, and mortgage insurance depend on your credit, the property, and current market pricing. Want the real number? Call or text me at (214) 794-9100 and I'll price it out for you.
Lending across the Dallas–Fort Worth Metroplex
Little Elm is home turf, but my work isn't limited to it. I finance homes throughout North DFW and the wider Metroplex — and if your purchase sits outside it, call me anyway and I'll tell you straight whether I can help.
Let's talk
Call or text me. I'll pick up.
Whether you're two years out or under contract tomorrow, one conversation will tell you exactly where you stand.
(214) 794-9100Prefer to text? Send me a message