Celina · Collin County, TX
Mortgage lender in Celina, TX.Straight answers, fast.
I'm David Nguyen — Mortgage David — a Senior Loan Officer with Premier Lending financing homes across Celina. If you're looking for a mortgage lender near you, start with a phone call: ten minutes usually tells you exactly where you stand.
Who I help in Celina
New construction buyers
Most Celina purchases are builds. I manage lock timing, appraisal and final approval around a moving completion date so you aren't left guessing.
First-time buyers
We'll cover the down payment, closing costs, taxes and what your real monthly payment looks like in the specific community you like — before you sign anything.
Growing families moving north
Trading up for more house and Celina ISD schools? We'll line up the sale and the purchase so both sides work.
Investors
Rental and investment financing has its own qualifying rules and reserve requirements. I confirm them at the start, not the week before funding.
Financing homes in Celina — and across North DFW
Celina is one of the fastest-growing spots in North Texas, and a big share of what sells here is new construction. That means builder incentives, lot premiums, long build timelines and community assessments all factor into your real monthly payment. We go through them line by line before you commit.
I've been in the mortgage business since 2018, and the reason clients and agents call me Mortgage David is simple: I answer. You get my cell, same-day responses, and a portal showing every stage of your file — who has it, what's next, how to reach them.
First home, growing family, land-and-acreage-adjacent property or an investment purchase — we'll figure out what fits, then keep your builder, agent and title company on the same page all the way to closing.
Call or text (214) 794-9100 and you'll talk to me, not a queue.
Neighborhoods I lend in
- Light Farms
- Mustang Lakes
- Sutton Fields
- Creeks of Legacy
- Wells Brothers & Celina ISD neighborhoods
- Bluewood
- Downtown Celina & surrounding acreage
Celina is one of the fastest-growing spots in North Texas, but my lending map covers the whole Metroplex — north, central and beyond.
(214) 794-9100Why Celina clients and agents keep calling me back
I answer the phone
No call centers, no 1-800 hand-offs. You get my cell and you get me — evenings and weekends included.
See your file anytime
You and your agent get portal access showing the exact stage of your loan, who is working on it, and how to reach them.
Everyone stays updated
Scheduled updates to you, your buyer's agent, the listing agent and title so nobody is guessing what happens next.
Details handled early
I sweat the underwriting details up front so surprises don't show up a week before closing.
Payment calculator
Estimate your monthly payment in Celina
Run the numbers on a Celina purchase yourself — price, down payment, rate, taxes, insurance and HOA. Adjust anything; nothing here is locked to a sales script.
Estimated monthly payment
$3,881
Loan amount $440,000 · 30-year term at 6.5%
- Principal & interest
- $2,781
- Property taxes (estimate)
- $825
- Homeowners insurance
- $200
- HOA dues
- $75
Estimates only, for planning. Not a loan approval, rate quote, or commitment to lend. Actual rate, taxes, insurance, and mortgage insurance depend on your credit, the property, and current market pricing. Want the real number? Call or text me at (214) 794-9100 and I'll price it out for you.
Lending across the Dallas–Fort Worth Metroplex
Celina is home turf, but my work isn't limited to it. I finance homes throughout North DFW and the wider Metroplex — and if your purchase sits outside it, call me anyway and I'll tell you straight whether I can help.
Let's talk
Call or text me. I'll pick up.
Whether you're two years out or under contract tomorrow, one conversation will tell you exactly where you stand.
(214) 794-9100Prefer to text? Send me a message