Plano · Collin County, TX
Mortgage lender in Plano, TX.Straight answers, same day.
I'm David Nguyen — Mortgage David — a Senior Loan Officer with Premier Lending. Plano buyers deal with everything from 1980s ranch homes to new luxury builds and corporate relocations, and each one needs a different loan strategy. Call or text and we'll figure out yours in one conversation.
Who I help in Plano
Corporate relocations
Plano's corporate campuses bring buyers in on tight timelines. We can have you pre-approved and closing-ready before you land, coordinating with your agent and title remotely.
Move-up and luxury buyers
Bonus income, RSUs, self-employment, timing a sale against a purchase — the complicated pieces are the part I actually enjoy, and I handle them early.
Resale and renovation buyers
Older Plano homes can raise appraisal and condition issues. I review them up front so your contract timeline holds.
Investors and second homes
Rental and second-home financing have their own rules. You'll know the down payment, reserve and rate implications before you write the offer.
Financing homes in Plano — and across North DFW
Plano is a mix of established neighborhoods and corporate relocation traffic, which means competing offers often come down to how solid your financing looks. I get you fully underwritten up front so your offer reads as strong as it is.
Because so much of Plano's housing stock is resale, appraisal and condition questions come up more often here than in brand-new subdivisions. I flag those early instead of letting them surface days before closing.
First home, move-up, downsizing after the kids finish school, refinancing, or an investment purchase — you get the same level of attention and the same phone number that I actually answer.
Call or text (214) 794-9100 and you'll talk to me, not a queue.
Neighborhoods I lend in
- West Plano & Willow Bend
- Legacy West and the Shops at Legacy corridor
- Deerfield
- Kings Ridge & Hunters Glen
- Plano ISD and Frisco ISD neighborhoods
- Downtown Plano lofts and condos
Plano is one stop on a much bigger map — I finance homes across North DFW and the wider Dallas–Fort Worth Metroplex.
(214) 794-9100Why Plano clients and agents keep calling me back
I answer the phone
No call centers, no 1-800 hand-offs. You get my cell and you get me — evenings and weekends included.
See your file anytime
You and your agent get portal access showing the exact stage of your loan, who is working on it, and how to reach them.
Everyone stays updated
Scheduled updates to you, your buyer's agent, the listing agent and title so nobody is guessing what happens next.
Details handled early
I sweat the underwriting details up front so surprises don't show up a week before closing.
Payment calculator
Estimate your monthly payment in Plano
Run the numbers on a Plano purchase yourself — price, down payment, rate, taxes, insurance and HOA. Adjust anything; nothing here is locked to a sales script.
Estimated monthly payment
$3,881
Loan amount $440,000 · 30-year term at 6.5%
- Principal & interest
- $2,781
- Property taxes (estimate)
- $825
- Homeowners insurance
- $200
- HOA dues
- $75
Estimates only, for planning. Not a loan approval, rate quote, or commitment to lend. Actual rate, taxes, insurance, and mortgage insurance depend on your credit, the property, and current market pricing. Want the real number? Call or text me at (214) 794-9100 and I'll price it out for you.
Lending across the Dallas–Fort Worth Metroplex
Plano is home turf, but my work isn't limited to it. I finance homes throughout North DFW and the wider Metroplex — and if your purchase sits outside it, call me anyway and I'll tell you straight whether I can help.
Let's talk
Call or text me. I'll pick up.
Whether you're two years out or under contract tomorrow, one conversation will tell you exactly where you stand.
(214) 794-9100Prefer to text? Send me a message